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Hi, my name is Sareece Benward, Affiliate Broker with Johnson & Thompson Inc., Realtors. I specialize in residential, land and farms, new construction, and development. I am a member of the Williamson County Board of REALTORS. I hold a Bachelor's Degree in Public Relations from Western Kentucky University and have been a proud resident of Williamson County for the past twenty years. My family moved to Williamson County, like many others, for the music business and I have had the opportunity to watch it grow and flourish into a beautiful and wonderful place to live. Buying or selling a home is a wonderful and exciting experience, but having confidence in your REALTOR is mandatory in allowing the process to be as calm and as smooth as possible. As your REALTOR, my commitment to you is to provide you with the professional and trustworthy service that you deserve. Keeping you informed of the current trends in the marketplace is my goal and objective. When you buy or sell, my desire is that you will walk away from closing with a strong feeling that you made the right choice and feel confident in the decision the you made. If you are thinking about selling or buying or would just like information about the Real Estate in your area, please do not hesitate to contact me. I love my job and would love to help you in any way that I can. Please call me at 615-319-2378 or email me at sareeceb@realtracs.com.
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Interest Rates >Locking in Loan Rates It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.
While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.
The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.
Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.
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What is considered the oldest surviving non-native building in the U.S.?
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| A |
The governor's palace in Sante Fe, New Mexico, built in 1609, was constructed with materials and methods adapted from the native Indians.
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